Your Trusted Home Loan Provider
Choosing the right home is important and so is choosing the right home loan provider. At Paper City Savings Bank, you can trust that our team is here to work with you to find the home loan program that best matches your borrowing needs. As your local lender, we’re here to answer your questions and serve as your resource from pre-approval to closing and beyond. Contact a friendly member of our mortgage lending team to start a conversation about how working with Paper City Savings Bank is the right choice for you.
Mortgage Loan Options
Loan Option | What You Should Know About This Loan |
|---|---|
Fixed-Rate Mortgage | The ideal loan for borrowers who plan to stay in their home for longer than 10 years. Your rate is fixed throughout the entire term, allowing you to budget for a consistent monthly payment. |
Adjustable-Rate Mortgage | This loan is a better option for borrowers intending to stay in their new home less than 10 years. The rate is fixed for an initial term before being subject to changes based on the market. |
Mortgage Loan Refinance | Refinancing is a good option for existing homeowners looking to reduce their monthly payment or the amount of interest they’ll pay on their existing loan. |
VA Loans | These loans are available to veterans and active-duty service members. They offer exclusive benefits like reduced down payment requirements and no income requirements. |
WHEDA Loans | Available through the Wisconsin Housing and Economic Development Authority, this loan is available for low to moderate income households. A qualified buyer is based on income and purchase price limits. These loans not serviced by PCSB. |
Down Payment Plus
The Down Payment Plus program is a forgivable grant to be used for down payment and closing costs to qualified borrowers based on household size and income limits. Click below for further details.
Meet Our Mortgage Lenders
Melissa Kolbeck
Mortgage Operations Manager
NMLS: 1228020
Division: Mortgage Lending
Locations: Wisconsin Rapids, Nekoosa
Phone: (715) 422-1806
Jeff Whitrock
Executive Vice President Retail Lending
NMLS: 2553107
Division: Mortgage Lending
Locations: Wisconsin Rapids, Nekoosa
Phone: (715) 422-1814
Korbi Feltz
Mortgage Lending Specialist
NMLS: 452680
Division: Mortgage Lending
Location: Plover
Phone: (715) 204-1663
