Consumer Loan Rates
Although this page is updated periodically, rates may change with market conditions. Please contact our office at (715) 423-8100 for the most current rate information.
Annual percentage rates (APR) accurate as of January 1, 2024.
New Vehicles (2024)
| Maximum Term | % Financed | Rate1 | Monthly Payment5/7 |
|---|
| 48 Months | 100% | 6.75% | $23.83 |
| 60 Months | 100% | 7.00% | $19.80 |
| 72 Months | 100% | 7.25% | $17.17 |
| 84 Months | 100% | 7.50% | $15.34 |
Used Vehicles
| Categories | Maximum Term | % Financed | Rate1 | Monthly Payment5/7 |
|---|
| 2017-2023 | 48 Months | 100% | 7.00% | $23.95 |
| 60 Months | 100% | 7.25% | $19.92 |
| 72 Months | 100% | 7.50% | $17.29 |
| 2014-2016 | 36 Months | 100% | 8.25% | $31.45 |
| 48 Months | 100% | 9.00% | $24.89 |
New Recreational Vehicles (2024)
Motorcycle, ATV, UTV, RV, Campers and Boats
| Maximum Term | % Financed | Rate1 | Monthly Payment5/7 |
|---|
| 48 Months | 100% | 8.00% | $24.41 |
| 60 Months | 100% | 8.25% | $20.40 |
| 72 Months | 100% | 8.50% | $17.78 |
Used Recreational Vehicles
Motorcycle, ATV, UTV, RV, Campers and Boats
| Categories | Maximum Term | % Financed | Rate1 | Monthly Payment5/7 |
|---|
| 2017-2023 | 48 Months | 100% | 8.25% | $24.53 |
| 60 Months | 100% | 8.50% | $20.52 |
| 2014-2016 | 36 Months | 100% | 9.25% | $31.92 |
| 48 Months | 100% | 9.50% | $25.12 |
Personal Loans (Non-Revolving)
| Maximum Term | Rate1 | APR | Maximum Amount | Monthly Payment5/7 |
|---|
| 36 Months | 14.69% | 14.69% | $5,000.00 | $34.51 |
Personal Line of Credit (Revolving)
| Maximum Term | Rate1/2 | | Maximum Amount | Monthly Payment5/6 |
|---|
| 84 Months | 17.00% | | $5,000.00 | $20.44 |
RATES & TERMS SUBJECT TO CHANGE AT ANY TIME 1) Rates apply to credit scores of 700 or higher, lower scores will result in higher rates, BOTH a Checking Account AND Payroll Direct Deposit, deduct .50% from rate. A Checking Account with PCSB must be in place prior to closing along with Direct Deposit to PCSB. A Checking Account AND Direct Deposit to a PCSB account are to remain in force for term of loan in order to qualify.
